Card Skimming
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The card details and PIN are captured at the ATM and used
to produce counterfeit cards for subsequent fraudulent cash withdrawals. The
customer sees a normal transaction and retains the card. Multiple cards are
compromised in one attack at one ATM.
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Card Trapping
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The card is physically captured at the ATM, and the PIN is
compromised. Later the card is used to
make fraudulent cash withdrawals. The
customer loses the card. One card is lost in each attack.
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Cash Trapping
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The cardholder completes a normal transaction but does not receive the cash, which is trapped out of sight aat the ATM's cash dispenser shutter. A receipt for the transaction may or may not be provided. Once the cardholder has left the ATM the cash trap, along with the cash, is removed.
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EMV
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Europay MasterCard Visa.
EMV, also known as 'Chip and PIN' in the UK, is an industry
standard for Smart cards and card readers, supported by the European Payments
Council and the major payment schemes.
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Ram Raids / ATM
Burglary
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The ATM is attacked and either ripped out (Ram Raid) or
the safe attacked in-situ (Burglary).
The attacks can be carried out by brute force, or by using explosives
or gas.
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Robbery
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The persons replenishing the ATM are attacked either when
moving the cash to / from the ATM, or while conducting cash replenishment
activities.
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Useful Definitions
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